The use of this web site constitutes agreement with the following terms and conditions:

(a) MTFI maintains this web site as a courtesy to those who may choose to access the Site. The information presented herein is for informative purposes only. MTFI grants permission to Users to visit the Site and to download and copy the information, documents and materials from the Site for the User’s personal, non-commercial use, without any right to resell or redistribute them or to compile or create work that reflects the ideas and concepts in a manner matching the original work as displayed on this site , subject to the terms and conditions outlined below, and also subject to more specific restrictions that may apply to specific Material within this Site.
(b) MTFI is the sole owner of this Site. All Material on this is subject to the listed Terms and Conditions.                                 

Disclaimers

Materials provided on this Site are provided, without warranty or insurance of any kind, either expressed or implied, including, without limitation, warranties of merchantability, fitness for a particular purpose and non-infringement. MTFI periodically adds, changes, improves or updates the Materials on this Site without notice. Under no circumstances shall MTFI be liable for any loss, damage, liability or expense incurred or suffered that is claimed to have resulted from the use of this Site, including, without limitation and actual intent, any fault, error, omission, interruption or delay on the site’s part. The use of this Site is at the User’s sole risk. The User specifically acknowledges and agrees that MTFI is not liable for any desired/undesired action of any User.
This Site may contain links and references to third-party web sites. The linked sites are not under the control of MTFI, and the same is not responsible for the content of any linked site or any link contained in a linked site.
MTFI reserves the right to remove, for any reason and without notice, any content of the Forums received from Users, including, without limitation, e-mail and bulletin board postings.

Preservation of immunities

Nothing herein shall constitute or be considered to be a limitation upon or a waiver of the privileges and immunities of MTFI, which are specifically reserved.

General